A Hey honey, how was your day? 親愛的，今天過得如何?

B It was alright. I ran into Bill and we got to talking for a while. He’s in a bit of a jam. 還行。我碰見比爾了，我們說了會兒話。他現在有些困難。

A Why? What happened? 為什么?發(fā)生什么事了?

B Well, his son had an accident and Bill doesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO’s. 他兒子出了車禍，但是比爾沒有醫(yī)療保險。這使我思考我們是不是應該調查下不同的醫(yī)保組織。

A Yeah, you’re right. We aren’t getting any younger and our kids are getting older. 你說得對。我們不再年輕，孩子也在變老。

B Exactly! I searched on the web and found a couple of HMO’s with low co-pays and good coverage. The deductibles are low, too. 是啊，我在網上搜索了，找到了2家保健組織，它們的醫(yī)療費很低而且保險項目很好?？鄢龡l款也很低。

A Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money. 聽起來不錯，但是你認為我們適合保險嗎?這些保險公司一旦涉及到錢就十分貪婪。

B Well, we don’t have any pre-existing illnesses or conditions, so we should be fine. 我們沒有先天性的疾病和癥狀，所以應該適合保險。

A I wish our company or country provided us with healthcare. 我希望我們的公司或是單位能為我們提供醫(yī)保。

B Not in a million years! 一百萬年內都別指望了。